Home » Loan Interest Rates
Loan Interest Rates

W.e.f  1st Nov. 2023

LOAN TYPE INTEREST RATE
Jat Jamin Loan 12.00%
M S Utakarsh Yojana upto Rs. 1.00 lakh 8.50%
M S Utakarsh Yojana upto Rs. 5.00 lakh 9.00%
Cash Credit Hypo (upto Rs. 1.00 Crore) 09.75%
Cash Credit Hypo (Over Rs. 1.00 Crore) 09.50%
Overdraft (Against immovable property upto Rs. 1.00 Crore) 10.50%
Overdraft (Against immovable property over Rs. 1.00 Crore) 10.00%
Housing Loan –(upto 1.40 crore) 08.50%
Vehicle Loan (Individual) Upto Rs. 1.00 Crore 08.50%
Vehical Loan (Individual) Above Rs. 1.00 Crore 08.50%
Vehical Loan (Commercial) 09.00%
Term Loan- (upto Rs. 1.00 Crore) Mortgage Loan against immovable property 10.25%
Term Loan- (Over Rs. 1.00 Crore) Mortgage Loan against immovable property 09.75%
Term Loan- against Hypo of Plant Machinery / equipment 10.00%
Advance to Medical Practitioners (against Property and Equipments) 09.00%
Education Loan (Domestic) 08.50%
Loan against LIC/NSC 10.00%
Loan against Bank’s Deposit to depositors 01.00% Over deposit rate
Loan against Bank’s Deposit to third party 01.50% Over deposit rate
Loan above rs. 1.00 crore for individual 08.50%